FHA Home Loans Made Affordable
Get a FREE quote on an FHA-backed mortgage and find out how much you could save annually.
What to Know About FHA Loans
Understanding FHA-Backed Mortgages
Low Rates. Simple Process. Government-Insured.
FHA loans are mortgages backed by the Federal Housing Administration. This means the government provides insurance to approved lenders, reducing their risk in case a borrower defaults—making it easier for more people to qualify.
The FHA loan program began during the Great Depression to reduce foreclosure rates and boost homeownership by making mortgages more accessible and affordable.
We make applying for an FHA loan easy, with tools and expert guidance at every step—starting with our FREE FHA Loan Qualification Tool.
We’ll help you break down the loan options and pick what’s right for you—whether you’re purchasing your first home or adding to your portfolio.
The FHA Loan Process
Here’s how our streamlined process works:
Fill out our quick FHA Loan Qualifier form
View loan offers based on your unique situation
Compare interest rates, terms, and monthly costs
Select the loan that fits your financial goals
Why Choose an FHA Loan?
FHA loans are one of the most accessible mortgage options, thanks to their lower credit score requirements and smaller down payment. With as little as 3.5% down, they’re a great fit for buyers who can’t afford a 20% down payment or who struggle to qualify for private mortgage insurance.
FHA Loan Qualifier
Discover the Right Fit for You
Your FHA Loan Could Be Fully Approved in 30 Days
Fixed-Rate Options
Adjustable Rate Mortgages (ARM)
Standard Conforming Loans
Jumbo & High-Balance Mortgage Options
FHA, VA, and USDA Loan Programs
Loan Terms Between 5 and 30 Years
Get Your FREE FHA Loan Rate Now
Rates change daily. Your rate will depend on factors like income, credit score, and property location. Get your personalized quote below in seconds:
Our team delivers tailored mortgage solutions with speed, transparency, and integrity. From first-time buyers to seasoned homeowners, we guide you through every step, helping you compare top lenders, lock great rates, and close quickly with confidence.
Contact Info
Copyright © 2025 | Envision Home Lending | NMLS #2619789
Envision Home Lending LLC, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Envision Home Lending LLC is a licensed mortgage broker in the following states TX, LA and GA. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure): CALIFORNIA – Licensed by the Department of Business Oversight under California Finance Lenders Law COLORADO – Envision Home Lending LLC, 6065 Sports Village. Frisco, Texas Suite 600, (972) 998-3360; to check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm TEXAS – CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV