Discover How Much Home You Can Afford Today
Find out what fits your budget before you begin house hunting.
You’re One Step Closer to Homeownership
Congrats — You’re Ready to Buy!
Getting a mortgage for your new home shouldn’t feel overwhelming. With so many loan options available, trying to find the best fit and rate for your situation can feel like guesswork.
That’s where we come in. We make the home financing process simple, starting with a FREE pre-approval request to help you understand what you qualify for.
We’ll walk you through the differences between available mortgage programs so you can confidently select the one that works for you—whether you’re buying your first home or your next investment property.
The Home Loan Process
Here’s how we help you get financed:
Fill out our pre-approval request form
Review loan options personalized to your financial profile
Compare interest rates and mortgage terms
Choose the loan that aligns with your needs
Do You Meet the Requirements?
Most lenders look for a debt-to-income (DTI) ratio under 43/49—meaning up to 43% of your gross monthly income can be allocated to your mortgage payment, and up to 49.99% to total debt obligations. Some FHA and VA loan programs allow for exceptions based on your full financial picture.
Your Mortgage Could Be Funded in 30 Days
We help make your path to homeownership fast and straightforward.
Fixed Rate
Mortgages
Adjustable Rate Mortgages (ARM)
Conforming Loan Options
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Government Programs
Terms from 5 to 30 Years
Request Your Pre-Approval Letter Now
Mortgage rates shift daily and vary based on credit score, income, location, and more. Use the tool below to get your FREE, customized quote now:
Our team delivers tailored mortgage solutions with speed, transparency, and integrity. From first-time buyers to seasoned homeowners, we guide you through every step, helping you compare top lenders, lock great rates, and close quickly with confidence.
Contact Info
Copyright © 2025 | Envision Home Lending | NMLS #2619789
Envision Home Lending LLC, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Envision Home Lending LLC is a licensed mortgage broker in the following states TX, LA and GA. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure): CALIFORNIA – Licensed by the Department of Business Oversight under California Finance Lenders Law COLORADO – Envision Home Lending LLC, 6065 Sports Village. Frisco, Texas Suite 600, (972) 998-3360; to check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm TEXAS – CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV